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Business days: 9 a.m. to 6 p.m.

Tailored offers

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Credit Insurance

Covers non-payment of credit sales of goods and services.

Associated Services

With your Credit Insurance policy, a wide range of services is at your disposal.

Bond Insurance

Ensures proper compliance with contractual obligations.

State Guarantee

Support for Portuguese companies’ activities abroad.
Wherever your business stands, we stand along

With local presence in dozens of countries, we have guarantees in force in over 140 countries

Proven experience

+ 40 million

Companies monitored internationally

+ 1,500

National customers

The leading insurance company in Portugal


Credit Insurance



Bond Insurance

36 million EUR

In premiums

+ 12,800

Credit decisions per month


National companies monitored


billion EUR

Sales covered by credit insurance (Portugal and export markets)


Credit decisions < 48h


Mean rate of credit recoveries in the last 6 years

News and Highlights

Lisbon – January 10, 2018 – CGD and COSEC, the leading insurer in Portugal in credit and bond insurance, yesterday (January 9) signed a collaboration protocol aimed to publicize the Portuguese State-guaranteed insurance made available by COSEC, mainly in the markets in which CGD has a greater presence, especially Portuguese-speaking countries.
Lisbon – January 9, 2018 – COSEC (Companhia de Seguro de Créditos, SA), the leading insurer in Portugal in credit and bond insurance, will be present at this edition of the Heimtextil textile fair
Lisbon, January 8, 2018 – COSEC, the leading insurer in Portugal in credit and bond insurance, has just launched new Bond Insurance products: Advance Payment Bond and Proper Payment Bond. These solutions aim to support Portuguese companies in their daily business activity and sustain their growth, ensuring the proper fulfillment of their legal and contractual obligations.
Lisbon, December 12, 2017 - Global trade growth in 2017 and 2018 is expected to be half the value of pre-crisis years: growing financial and trade protectionism, together with rising interest rates and volatile geopolitics are increasing the costs of trade.