Your choice in Credit Insurance

For over 48 years, we have provided the best credit and bond insurance solutions for your business

We care with those who export

In an increasingly global market, the best opportunities may be across borders

Cover Policies

Learn about the current cover policies for higher-risk markets

Do you provide guarantees to your customers?

Learn about our Bond Insurance solutions

Tailored offers

Credit Insurance

Covers non-payment of credit sales of goods and services.

Associated Services

With your Credit Insurance policy, a wide range of services is at your disposal.

Bond Insurance

Ensures proper compliance with contractual obligations.

State Guarantee

Support for Portuguese companies’ activities abroad.

Wherever your business stands, we stand along

With local presence in dozens of countries, we have guarantees in force in over 140 countries

Proven experience

+ 40 million

Companies monitored internationally

+ 1,500

National customers

The leading insurance company in Portugal

+51%

Credit Insurance

58%

Bond Insurance

36 million EUR

In premiums

+ 12,800

Credit decisions per month

241,000

National companies monitored

17.2

billion EUR

Sales covered by credit insurance (Portugal and export markets)

88%

Credit decisions < 48h

45%

Mean rate of credit recoveries in the last 6 years

News and Highlights

Caixa Geral de Depósitos and COSEC strengthen distribution of credit insurance

Lisbon – 26 July 2018 – On 26 July 2018, Caixa Geral de Depósitos (CGD) and COSEC - Companhia de Seguros de Crédito (COSEC) established a distribution protocol aimed at selling COSEC credit insurance products through CGD commercial networks, the largest banking network in the country.

COSEC changes its headquarters premises

It is with great satisfaction that we inform you that COSEC has changed its headquarters premises from Avenida da República to Avenida da Liberdade 249, 6º piso, 1250-143 Lisboa

COSEC, IAPMEI and Turismo de Portugal sign protocol that aims to provide benefits to PME Líder and Excelência companies

Lisbon – February 22, 2018 – COSEC, the leading insurer in Portugal in credit and bond insurance, IAPMEI and Turismo de Portugal signed a collaboration protocol, under the FINCRESCE / PME Líder program, on February 20, which aims to publicize the special conditions of access to the Credit and Bond Insurance solutions that COSEC provides to companies with the status of PME Líder e Excelência

COSEC and CGD sign protocol for publicizing of Portuguese state-guaranteed insurance

Lisbon – January 10, 2018 – CGD and COSEC, the leading insurer in Portugal in credit and bond insurance, yesterday (January 9) signed a collaboration protocol aimed to publicize the Portuguese State-guaranteed insurance made available by COSEC, mainly in the markets in which CGD has a greater presence, especially Portuguese-speaking countries.

Tailored offers

Credit Insurance

Associated Services

Bond Insurance

State Guarantee

With local presence in dozens of countries, we have guarantees in force in over 140 countries

Proven experience

News and Highlights

Caixa Geral de Depósitos and COSEC strengthen distribution of credit insurance

COSEC changes its headquarters premises

COSEC, IAPMEI and Turismo de Portugal sign protocol that aims to provide benefits to PME Líder and Excelência companies

COSEC and CGD sign protocol for publicizing of Portuguese state-guaranteed insurance

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