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Business days: 9 a.m. to 6 p.m.

Tailored offers

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Credit Insurance

Covers non-payment of credit sales of goods and services.

Associated Services

With your Credit Insurance policy, a wide range of services is at your disposal.

Bond Insurance

Ensures proper compliance with contractual obligations.

State Guarantee

Support for Portuguese companies’ activities abroad.

Proven experience

+ 90 million

Companies monitored internationally

+ 1.800

National customers

The leading insurance company in Portugal


Credit Insurance



Bond Insurance

39 million EUR

In premiums

+ 12.000

Credit decisions per month

280 000

National companies monitored


billion EUR

Sales covered by credit insurance (Portugal and export markets)


Credit decisions < 48h


Mean rate of credit recoveries in the last 6 years

News and Highlights

Lisbon – 26 July 2018 – On 26 July 2018, Caixa Geral de Depósitos (CGD) and COSEC - Companhia de Seguros de Crédito (COSEC) established a distribution protocol aimed at selling COSEC credit insurance products through CGD commercial networks, the largest banking network in the country.
It is with great satisfaction that we inform you that COSEC has changed its headquarters premises from Avenida da República to Avenida da Liberdade 249, 6º piso, 1250-143 Lisboa
Lisbon – February 22, 2018 – COSEC, the leading insurer in Portugal in credit and bond insurance, IAPMEI and Turismo de Portugal signed a collaboration protocol, under the FINCRESCE / PME Líder program, on February 20, which aims to publicize the special conditions of access to the Credit and Bond Insurance solutions that COSEC provides to companies with the status of PME Líder e Excelência
Lisbon – January 10, 2018 – CGD and COSEC, the leading insurer in Portugal in credit and bond insurance, yesterday (January 9) signed a collaboration protocol aimed to publicize the Portuguese State-guaranteed insurance made available by COSEC, mainly in the markets in which CGD has a greater presence, especially Portuguese-speaking countries.