Our business Fraud Insurance protects your business against financial losses caused by intentional unauthorized actions of so-called "trusted third parties" in the form of embezzlement, robbery, theft, forgery or fraudulent orders.  


All your employees are considered to be trusted third parties: from the board of directors and managing directors to temporary and contract workers, as well as external service providers and external personnel working on your premises, IT service providers, lawyers, tax consultants and auditors.  We also cover business fraud threats from the "outside", such as Social engineering fraud – when interpersonal relationships in companies are influenced and exploited in such a way that confidential data or financial resources are disclosed, such as fake president fraud, fake identity fraud, diversion of payment flows, pharming and phishing.

Our business Fraud Insurance policies are tailored to your needs – whether you are a small business or a large corporation.

In the event of a claim, dedicated experts and specialists will be there to advise and help you manage the business fraud crisis. You will be indemnified so that your direct financial losses are covered, avoiding cash flow issues and protecting your profitability.

As an example, direct financial losses include: an emptied bank account, re-directed money, an emptied safe deposit box or a safe to which an employee gained access using forged documents, etc.

Our business Fraud Insurance benefits can also be claimed in the event of costs incurred to mitigate damage to reputation. For example, insured fraud risks can include:

  • Damage caused by trusted third parties obtaining unauthorized access to data and passwords
  • Damage that occurs when owned trade secrets are betrayed by trusted third parties
  • Damage caused by third-party interventions in the IT system, whether deliberate, targeted or unlawful
You protect your business from financial losses and corporate reputation damage resulting from a large variety of business fraud risks from social engineering fraud to hacker attacks.
Our business fraud protection solutions are tailored to your needs, company size, budget and the risks you want to cover.
You are accompanied by a team of specialists always ready to help you with advice and support, and we indemnify you quickly in the event of a claim – even if the offender cannot be identified.
 You can safely digitalise your business processes and increase your overall exposure to outsourcing and IT risks knowing that we’ve got you covered.
We are a strong and reliable insurance partner with many years of experience and a leading provider of Fidelity insurance in Germany, Austria and Switzerland.
Click below to contact our local teams and check if Fraud insurance is available in your country. They’ll be happy to answer your questions about fraud protection.
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Allianz Trade is the global leader in  trade credit insurance and  credit management, offering tailored solutions to mitigate the risks associated with  bad debt, thereby ensuring the financial stability of businesses. Our products and services help companies with  risk managementcash flow management, accounts receivables protection,  Surety bonds business fraud Insurance debt collection processes and  e-commerce credit insurance ensuring the financial resilience for our client’s businesses. Our expertise in risk mitigation and finance positions us as trusted advisors, enabling businesses aspiring for global success to expand into international markets with confidence.

Our business is built on supporting relationships between people and organizations, relationships that extend across frontiers of all kinds - geographical, financial, industrial, and more. We are constantly aware that our work has an impact on the communities we serve and that we have a duty to help and support others. Everyone at Allianz Trade is encouraged and supported in giving back to communities around them and sharing the benefit of our skills and resources. As a financial services business, we are especially dedicated to raising the level of financial literacy through our  business Tips & advice so that individuals can live their lives in confidence and security. We are also strongly committed to fairness for all, without discrimination, among our own people and in our many relationships with those outside our business.