Non-Cancellable Credit Insurance Solutions

Mitigate the Risk of Unpaid Invoices

Your credit management process may protect you from the expected losses... but who has your back for the unexpected ones?

Non-cancellable credit insurance solutions from Allianz Trade secure companies from extraordinary risk, allowing you to optimize working capital and maximize growth.

Get protection from large unexpected losses and assurance that the protection will not be withdrawn.

Non-Cancellable Credit Insurance Products

Excess of Loss (XoL)

Excess of Loss (XoL) insurance options from Allianz Trade provide flexible and innovative solutions to insulate companies from extraordinary and disruptive loss events.

With the ability to manage credit risk through tailor-made programs and access to a network of strategic risk underwriters located in 50 countries throughout the world, XoL customers can improve balance sheet efficiency and grow sales safely.

Learn about XoL

Excess of Loss Features:

Non-cancellable credit and country limits
Group buyer limits
High levels of discretionary credit limit authority
One point of contact for all policy issues with direct access to decision makers
Premiums may be based upon insurable sales, approved buyer limits or outstanding A/R
An experienced global solutions team
The proven infrastructure of Allianz Trade and Allianz

Typical Customer Characteristics:

Annual revenue of $100 million and above
Companies with structured and documented credit management procedures

Learn about Excess of Loss

Allianz Trade Duo

Allianz Trade Duo is a hybrid solution bridging the best attributes of traditional credit insurance and non-cancellable coverage policies into a single offering. This unique and innovative solution provides access to world-leading credit knowledge to empower strategic trading decisions while locking in non-cancellable coverage on your critical buyers.

For qualifying applicants, an Allianz Trade Duo policy can provide a better match for your business needs and resources at a more competitive price.

Learn about Allianz Trade Duo

Allianz Trade Duo Features:

Non-cancellable limits on largest exposures
No limit withdrawals or partial cancellations on select buyers
Minimize or eliminate deductible
Eliminate administrative and compliance burden of managing discretionary credit limit
Ability to combine with other Allianz Trade solutions like EZ Cover, Collections, SmartView, and CAP Products

Typical Customer Characteristics:

Annual revenue of $25 million and above
No high-risk export countries in portfolio
Companies with internal credit management

Learn about Allianz Trade Duo

Why partner with Allianz Trade?

Market Presence

Allianz Trade is found on six continents and in 52 countires, and we proudly serve 55,000+ clients around the world

Exceptional Data

We monitor over 85 million companies in our proprietary risk database so we can provide you with the predictive insights you need

Experience

Allianz Trade has been on the job for 125 years and we process 20,000 credit requests per day – 85% in less than 48 hours

Reliability

We're wholly owned by Allianz, one of the world's leading financial services providers, and we put those resources to work for you

Financial Strength

Borrow more working capital at better rates when your receivables are backed up by our AA Standard & Poor's rating

Customer Focus

We deliver an unrivaled experience with a dedicated account team for each client, a national reach, and our online customer portal

Allianz global customer satisfaction rating

Total reviews: 419

That's what clients said about us

, 10/30/2024

Thank you for prompt response.

, 10/28/2024

We are very satisfied with the service provided by the team

Read all comments

Contact us to protect and grow your business

Please fill out this short form and we will be in touch.

At Allianz Trade, we value your time and will try to respond to your inquiry on the same working day. Some questions may take a little longer to answer, but we aim to provide you with a response within 3 working days.